Finding the right insurance cover can be a headache for many community gardens, farms and growing spaces, with insurers sometimes not understanding the nature of the space or the range of activities you are offering.

Capital Growth and Good to Grow members with food and farming charity, Sustain are now able to access expert advice, guidance and bespoke insurance products tailored especially for the community growing sector via Social Farms & Gardens, with McClarrons – an independent insurance broker.

McClarrons have worked with hundreds of community gardens, city farms, care farms and orchards, and will discuss your specific requirements with you, advise on suitable policies and look at any additional cover you might need.

You do not need to be an SF&G member to access this arrangement, but exclusive rates on some products may only be available if you are. Membership of SF&G is free!


To Apply

To request a free and no obligation quote, or a complimentary review of your existing coverage:

  • Contact McClarrons on 01653 600477 or by emailing [email protected]
  • Use the referral code SFG-SUSTAIN

If you'd like to become an SF&G member first, you can join here.


What cover do I need?

Having adequate insurance cover is vital for all farmers, gardeners and growers, whether you are providing care services, inviting visitors onto your site or organising volunteer work days and other events.

Suitable cover protects both the organisation and individuals from potentially very expensive liability claims if something goes wrong.

The types of cover needed will depend on the activities your group carries out, and a few different examples of how types of cover might be applied are given in the documents below.

And remember, insurance is not a substitute for good risk management practices!

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"We heard about McClarrons insurance through Social Farms & Gardens - without that contact we would never have known, and we would have missed out! The service was extremely efficient, thorough and professional.

We work across multiple sites and had an arson attack and break in, last year, so there was quite a lot of information to go through, but throughout, the staff were super helpful, friendly and kept everything simple. We ended up with better cover than we'd had and saved over a £100 pounds, which for a small charity like us, means a lot.  

A big thank you to McClarrons and Social Farms & Gardens”

Grow Cardiff


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